Full Stack Payments
Dual Pricing
Transparency at Checkout.
How does it work?
Step 1:
A business chooses to display two prices rather than one — a cash price and a card price.
Step 2:
Full Stack Payments implements a compliant point-of-sale solution that automatically shows both prices to customers, ensuring clarity before payment.
Step 3:
When a customer pays by card, the system automatically applies the card price, which includes the cost of acceptance.
The difference between the two prices is used to cover the processing expense — no additional fees are ever added at checkout.
Questions and Answers
Our Commitment to Transparency
Full Stack Payments built this program to meet or exceed Visa, Mastercard, and state disclosure standards for transparent pricing.
Customers always see both prices before paying, and receipts reflect only the final total — never an added fee or separate line item.
This program aligns with the transparency and consumer choice principles reflected in federal law, including Section 1075 of the Dodd-Frank Act (15 U.S.C. § 1693o-2(a)(2)), which prohibits payment card networks from restricting merchants who offer discounts or in-kind incentives for specific forms of payment such as cash.