Reclaim & Repurpose: Turning Service Fees Into Community Revenue

Purpose-built for municipalities. Transparent. Compliant. Community-focused.

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The Problem

Every year, municipalities process millions of dollars in card and ACH transactions for taxes, utilities, permitting, and more. Under the common service fee model, these costs aren’t paid by the municipality. Instead, citizens pay the service fee directly, and the payment processor keeps 100% of that margin.

For municipalities, this means:

  • No transparency into true processing economics

  • Service fee profits exit the local economy entirely

  • No return or reinvestment into community programs

The Solution: Reclaim & Repurpose

With Full Stack Payments Enterprise, municipalities can keep the same service fee model they are already familiar with. However, instead of the processor keeping all the profit, we return 50% of the processing margin back to your municipality.

How it Works:

Free Diagnostic

We review your current processor, pricing, and transaction flow at no cost.

Transparent Proposal

We match or beat current economics while creating a clear return for your municipality.

Seamless Onboarding

We integrate with existing systems, without adding work for your staff or changing the customer experience.

50% Rebate Back

Half of the processing margin is returned directly to your municipality, funding local priorities with dollars that would otherwise leave your community.

The Financial Impact

Desktop Example

Actual results depend on your municipality’s transaction mix and service fee structure. Our free diagnostic will show you the exact numbers for your municipality.

The Financial Impact

mobile example

Actual results depend on your municipality’s transaction mix and current pricing. Our free diagnostic will show you the exact numbers for your city or town.

Why Governments Choose Full Stack Payments Enterprise

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Built for Government

Secure, scalable solutions designed for municipal environments

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Proven Expertise

Decades of payment industry experience with enterprise-grade service

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Transparent Econimics

Clear insight into where every service fee dollar goes

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Community Reinvestment

50% of service fee profits returned to support local programs

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White-Glove Support

Seamless onboarding and dedicated account management

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Adaptive Technology

Flexible integrations that adapt as your municipality’s needs evolve

Seamless Onboarding Experience

Ensure a smooth transition with minimal IT disruption through guided onboarding, integration with existing databases, comprehensive staff training, and dedicated white-glove support every step of the way.

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Powered by MyGovBill

Accept payments anywhere, any way—Kiosk, Online, In-Person, Phone, Mobile, or Text2Pay—all powered seamlessly by MyGovBill. One unified platform, endless payment flexibility for your customers.

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Discover how Full Stack Payments Enterprise helps your municipality simplify payments, share in service fee profits, and reinvest funds where they matter most.

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