Reclaim & Repurpose: Turning Service Fees Into Community Revenue
Purpose-built for municipalities. Transparent. Compliant. Community-focused.

The Problem
Every year, municipalities process millions of dollars in card and ACH transactions for taxes, utilities, permitting, and more. Under the common service fee model, these costs aren’t paid by the municipality. Instead, citizens pay the service fee directly, and the payment processor keeps 100% of that margin.
For municipalities, this means:
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No transparency into true processing economics
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Service fee profits exit the local economy entirely
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No return or reinvestment into community programs
The Solution: Reclaim & Repurpose
With Full Stack Payments Enterprise, municipalities can keep the same service fee model they are already familiar with. However, instead of the processor keeping all the profit, we return 50% of the processing margin back to your municipality.
How it Works:
Free Diagnostic
We review your current processor, pricing, and transaction flow at no cost.
Transparent Proposal
We match or beat current economics while creating a clear return for your municipality.
Seamless Onboarding
We integrate with existing systems, without adding work for your staff or changing the customer experience.
50% Rebate Back
Half of the processing margin is returned directly to your municipality, funding local priorities with dollars that would otherwise leave your community.
The Financial Impact

Actual results depend on your municipality’s transaction mix and service fee structure. Our free diagnostic will show you the exact numbers for your municipality.
The Financial Impact

Actual results depend on your municipality’s transaction mix and current pricing. Our free diagnostic will show you the exact numbers for your city or town.
Why Governments Choose Full Stack Payments Enterprise
Built for Government
Secure, scalable solutions designed for municipal environments

Proven Expertise
Decades of payment industry experience with enterprise-grade service
Transparent Econimics
Clear insight into where every service fee dollar goes
Community Reinvestment
50% of service fee profits returned to support local programs
White-Glove Support
Seamless onboarding and dedicated account management

Adaptive Technology
Flexible integrations that adapt as your municipality’s needs evolve
Seamless Onboarding Experience
Ensure a smooth transition with minimal IT disruption through guided onboarding, integration with existing databases, comprehensive staff training, and dedicated white-glove support every step of the way.

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