Government & Municipal Solutions

Reclaim & Repurpose: Turning Service Fees Into Community Revenue

Purpose-built for municipalities. Transparent. Compliant. Community-focused. Trusted partner of the Alabama League of Municipalities (ALM).

Government payments
Municipal building

The Problem

Every year, municipalities process millions of dollars in service-fee transactions for utilities, taxes, permits, and more. Under the common service-fee model, these charges are collected directly by the payment processor — with most of the associated margin leaving the local economy.

For municipalities, this means:

  • ✕No transparency into true processing economics
  • ✕Service fees exit the local economy entirely
  • ✕No opportunity to reinvest those funds locally

The Solution

Reclaim & Repurpose

With Full Stack Payments Enterprise, your municipality keeps the same service fee model you already use — but instead of the processor retaining 100% of the margin, 50% is rebated back to your municipality to support local initiatives.

1

Free Diagnostic

We review your current processor, pricing, and transaction flow at no cost.

2

Transparent Proposal

You receive a detailed report showing exactly how the rebate model applies to your municipality.

3

Seamless Onboarding

We integrate with your existing systems without adding work for your staff or changing your customer experience.

4

50% Rebate Back

Half of the processing margin is returned directly to your municipality to fund local priorities.

The Financial Impact

Actual results depend on your municipality's transaction mix and service fee structure. Our free diagnostic will show you the exact numbers.

Financial impact example

Why Governments Choose Full Stack Payments

A complete payment strategy built for the unique demands of public entities.

Built for Government

Secure, scalable solutions designed for municipal environments.

Proven Expertise

Decades of payments experience with enterprise-grade service.

Transparent Economics

Clear insight into where every service fee dollar goes.

Community Reinvestment

50% of service fee margin repurposed to support local programs.

White-Glove Support

Seamless onboarding and dedicated account management.

Adaptive Technology

Flexible integrations that evolve with your municipality's needs.

Start Your Free Diagnostic

Ready to see your municipality's exact rebate potential?

  • 1.We securely receive your payment statements.
  • 2.Our analysts perform a line-item review.
  • 3.You receive a transparent report showing potential rebate estimates.